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Call or Text: (314) 541-3840
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Understanding VA Loans

VA loans are a popular financing option for veterans and active-duty military personnel. Since the Congress authorized VA to guarantee mortgages in 1944, the program has backed more than 25 million loans, including more than...

Fixed Rate and Adjustable Rate Mortgages

When seeking a home loan, one of the most crucial decisions is choosing between fixed rate and adjustable rate mortgages. Each option has its own set of advantages and considerations. This article will compare adjustable...

Affordable 100 and Affordable 97 Loan Programs

Special financing from Regions Mortgage may be available on homes that are listed in near our recently sold condo at 5308 Chouteau’s Bluff.  In select areas of the city, there is no income limit to...

Forgivable Loans for Wash U and BJC Employees

The Live Near Your Work program offers forgivable loans to eligible Washington University and BJC employees purchasing a home in one of twelve St. Louis neighborhoods. Employees who purchase a home as a primary residence will...

FHA 203k Construction Loans

Buying a home that needs some attention can be a good choice for buyers who want to build up a lot equity through improvements. Some buyers are undaunted by a fixer. But they do require more...

How To Buy a Home Using the Equity in Your Current Home

Common Scenario Your house is feeling a little too small. It’s actually feeling A LOT too small. When you bought it, there was just you or just the two of you. But now? Well now,...

10 Questions to Ask Mortgage Lenders

Trying to buy a home without a mortgage approval is the equivalent of putting the cart in front of the horse. You are being shown homes that you possibly might not be able to afford, or that...

Goodbye PMI…How to Avoid Mortgage Insurance with Just 5% Down

  Guest Post by Sean Zalmanoff with USA Mortgage Single Premium Mortgage Insurance allows you to buy a home with just 5% down and get rid of paying dreaded Mortgage Insurance forever. Let’s look at...

Financing Fixer-Uppers

Lately I have encountered more houses that NEED work and more people who WANT to do work. On that note, I asked loan officer Mark Anderson of Paramount Bank to write a post regarding some...

Be Practical When Using an FHA Loan

First a little history: FHA stands for Federal Housing Administration, an entity created by the The Housing Act of 1934 which was designed to increase home ownership by operating different loan insurance programs. So when...

What is a Short Sale?

“What’s A Short Sale?” It means that the price that is currently presented as the listing price is actually less than the amount that the seller owes to the bank. This means that when a...

Dawn and her team have got this process perfected. At every step of the way I felt like I was the most important thing on their plate. They prepared me for tough decisions with keen insight and their experience really paid off. Buying and selling at the same time is no easy task, but everyone I worked with on the team made it seem that way.

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We’d love to show you how we’re creating a better real estate experience

SCHEDULE YOUR STRATEGY SESSION WITH DAWN NOW
WOW // What a great night! It was wonderful to cat WOW // What a great night! It was wonderful to catch up with so many of you at our first Holiday Client Appreciation Event. Thank you for an incredible evening. HUGE shoutout to the amazing @stlunionstudio team for hosting and to our client Summer, for supplying sweets.

Door Prize Winners
💫Aaron Adams - Union Studio Gift Bag
💫Dom & Gabriela - wreath by @samanthaclarkeart 
💫 @theotherothermiked - Family portrait by @henryjamespapergoods 
💫 Ian O. - Weird & Wonderful Missouri book by @adoylestl and @danzettwoch 

We are grateful for each of you. Truly. ❤️ Have the happiest of holidays. 🔔

#happyholidays
#weloveourclients
#grateful #clientappreciation
#merryandbright #shopsmall #stlsmallbusiness #stlmakers #exprealty #stlouis ##stlouisrealtor
Tonight is the first night of Hanukkah. To all our Tonight is the first night of Hanukkah. To all our friends who observe, here’s to a bright and meaningful celebration.Sending love your way during the Festival of Lights. 🕎
Experts don't foresee an improvement next year in Experts don't foresee an improvement next year in the number of available homes for sale. 

For that to happen, we'd need to see a building boom, while a tidal wave of homeowners would have to be willing to sell their properties. Homeowners have been reluctant to sell because many of them refinanced or bought homes when mortgage rates were at historic lows.

The National Association of Realtors has proposed a temporary tax credit to encourage long-tenured owners of single-family homes to sell their home to an owner-occupant. As one tool to help alleviate the national housing shortage, a temporary credit could bring as many as 640,000 homes to the market, according to one study.

In short, we're expecting a competitive 2024. 

If you are considering entering the market, let's talk now so we have a game plan and you are prepped and ready to write an offer when we find THE one. Whether your goal in 2024 is buying, selling, or both - we got you. Check out our reviews. 
⭐️⭐️⭐️⭐️⭐️
5 Star Service. 
Every Client. Every time.

#homebuyers #realestate #stlrealestae #stlhomes #sellingstlouis #preparation #inventory #predictions #stlrealtor
Congrats to Bob, who closed on a snazzy new constr Congrats to Bob, who closed on a snazzy new construction home in Affton last week. In the coming weeks, we'll be listing his home in Tower Grove South, which I helped in find in 2015. THANKS for being a loyal client. We love working with you!

#gratitude #contratulations #closingday #stlouis #stlouisrealestate #affton #towergrovesouth #realtorforlife life
The Dawn Griffin Group Real Estate Group

Call (314) 541-3840
Email Dawn@DawnGriffin.com

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